Headline Round-Up
- Debt Bubbles Are Everywhere: Derivatives, Unfunded Liabilities, and Debt Excesses Will Eventually Lead to Deflation
 - Underfunded state and local pensions
 - Buy Now, Pay Later Programs have exploded; parallels to the Great Depression
 - Income Gap Has Expanded; parallels to the Great Depression
 - Credit Card Debt Continues to Grow
 - 2023: the Year Many Realtors Change Careers?
 
                                                                                                                                    
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